Contact ME

Use the form on the right to send me an eMail.

 

6850 Main St
Miami Lakes, FL, 33014
United States

1-305-606-9032

South Florida Realtor Associate with extensive local knowledge, living in South Florida for over 15+ years.

Looking for a new place wether is renting, buying, leasing to own, or buying and investment property in South Florida real estate? You have come to the right place. I will help you find the perfect real estate property from new construction, single family homes, apartments, town-homes, lofts, condos, and pre-construction developments that will fit your needs in a hassle free process.
Jose Azuaje is very familiar with the areas of Miami-Dade, Broward, and West Palm Beach. 
Looking for a property outside the USA? I can also help you find your dream home anywhere in the world with my extensive network of international brokers.

My goal is to attend to my client's needs in every step of the real estate transaction. Nacido en Venezuela hablo español.
 

Blog

Welcome to my blog, here you can find different articles from how the housing market is doing, to other types of tips relating to the real estate industry.

I also like to feature different developments that are being built or will be built around South Florida. For more detail information on these amazing developments follow the links on the blog articles, or click on New Construction on the top navigation bar of this site.

I also like to read your comments, and if you stumble upon an article you think will be valuable to someone you know please share it, or like it using the buttons at the end of the articles.

Thank you for visiting my blog.

Sincerely,

Jose Azuaje

 

Filtering by Tag: buying

🤷‍♀️ Pre-Qualified vs Pre-Approved 🤷‍♂️What's The Difference 🙈

Jose Azuaje

PreQualified_VS_PreApproved.png

As realtors we often hear from buyers "I already have the letter to purchase"

It is great to have for sure, but have you been pre-qualified or pre-approved?

Yes there is a difference between the two, and one will make your offer look stronger than the other when submitting your offer for purchase.

Pre-qualified: this is the first step on when buying a home, and it is sometimes very easy to get.

It can easily be done in many online sites, or over the phone; it is based on data given (sometimes verbally) by the future buyer(s). It will include an overall picture of income, debt, and assets. The lender will review and give an estimate of how much money the buyer(s) can expect to borrow.

Pre-approved: this goes a step further and it is when the lender ask for supporting documentation in order to verify income, debt, assets. It usually includes taxes, paystubs, bank statements, down payment, and credit reports. This will give you a better idea of what to expect from your loan.

So when it comes to the time of submitting an offer for a home, your offer will look much stronger if submitted with a pre-approval letter instead of a pre-qualification letter.

If you need help getting pre-qualified, click loan application or go to the menu tab.