Contact ME

Use the form on the right to send me an eMail.


6850 Main St
Miami Lakes, FL, 33014
United States


South Florida Realtor Associate with extensive local knowledge, living in South Florida for over 15+ years.

Looking for a new place wether is renting, buying, leasing to own, or buying and investment property in South Florida real estate? You have come to the right place. I will help you find the perfect real estate property from new construction, single family homes, apartments, town-homes, lofts, condos, and pre-construction developments that will fit your needs in a hassle free process.
Jose Azuaje is very familiar with the areas of Miami-Dade, Broward, and West Palm Beach. 
Looking for a property outside the USA? I can also help you find your dream home anywhere in the world with my extensive network of international brokers.

My goal is to attend to my client's needs in every step of the real estate transaction. Nacido en Venezuela hablo español.


Welcome to my blog, here you can find different articles from how the housing market is doing, to other types of tips relating to the real estate industry.

I also like to feature different developments that are being built or will be built around South Florida. For more detail information on these amazing developments follow the links on the blog articles, or click on New Construction on the top navigation bar of this site.

I also like to read your comments, and if you stumble upon an article you think will be valuable to someone you know please share it, or like it using the buttons at the end of the articles.

Thank you for visiting my blog.


Jose Azuaje


Filtering by Tag: buying home

🤷‍♀️ Pre-Qualified vs Pre-Approved 🤷‍♂️What's The Difference 🙈

Jose Azuaje


As realtors we often hear from buyers "I already have the letter to purchase"

It is great to have for sure, but have you been pre-qualified or pre-approved?

Yes there is a difference between the two, and one will make your offer look stronger than the other when submitting your offer for purchase.

Pre-qualified: this is the first step on when buying a home, and it is sometimes very easy to get.

It can easily be done in many online sites, or over the phone; it is based on data given (sometimes verbally) by the future buyer(s). It will include an overall picture of income, debt, and assets. The lender will review and give an estimate of how much money the buyer(s) can expect to borrow.

Pre-approved: this goes a step further and it is when the lender ask for supporting documentation in order to verify income, debt, assets. It usually includes taxes, paystubs, bank statements, down payment, and credit reports. This will give you a better idea of what to expect from your loan.

So when it comes to the time of submitting an offer for a home, your offer will look much stronger if submitted with a pre-approval letter instead of a pre-qualification letter.

If you need help getting pre-qualified, click loan application or go to the menu tab.

Mortgages going on-line

Jose Azuaje

Online Mortgages

As the digital age advances many more lenders are trying to relate to the new batch of future home owners "The Millennials".

What better way to do it than moving the mortgage process to an online application? 

Many lenders are already offering this service with minimal human interaction. 

Check out this article featured by the Florida Realtors, and published by the Wall Street Journal.

Are you wondering if you qualify for a home purchase? 

The only way to find out is to apply, and you can do so directly with my office's team for a fast response by clicking here. Don't forget to put my name as your realtor so results get directly forwarded to me.

Take advantage of some of the lowest interests rates we have seen in decades, and amazing buying programs.

The 5 Top Reasons For Buying A Home

Jose Azuaje

Top 5 Reasons To Buy A Home conducted a survey on what currently pushes people to buy homes in 2015. Below is a list of the main drivers in today's home-buying decisions.

1."I'm tired of my house" 
This reason topped the charts, the average time in a home has risen since the last recession as more owners have found themselves underwater and faced price declines from 2007 to 2011. After four years of above-average price appreciation, confidence in the market has returned, and together with all time low interest rates give the buyers that added confidence to get into their new home.

2. Interest rates are attractive
The average 30-year fixed-rate mortgage reached a low in January at 3.63 percent and continues to average under 4 percent. That's a big discount compared to the average monthly 30-year fixed conforming rate since 1971, which was 8.39 percent. Such a big difference in rates leaves no doubt that interest rates will remain favorable for many months ahead.

3. Home prices are favorable
Today home prices are still about 20 percent beneath the peak at the height of the housing bubble. Even though the price motivation has decrease from 2012, it still remains one of the top triggers.

4. "I've got more money to spend"
Active homebuyers say an increase in income is their primary trigger for buying a home now, reported a 24% of the buyers surveyed by

5. A change in family circumstances
A change in family circumstance was the main reason of buying a home that was represented by 18% of the buyers of the survey. More people are expanding their families: Births rose last year and are expected to grow again this year as well.